A doctor in a white coat with a stethoscope writes on a clipboard at a desk. In the foreground, a sign labeled 'MEDICAID' is displayed, emphasizing healthcare and Medicaid-related services.

2025 Medicaid Eligibility Income Chart by State

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A doctor in a white coat with a stethoscope writes on a clipboard at a desk. In the foreground, a sign labeled 'MEDICAID' is displayed, emphasizing healthcare and Medicaid-related services.

Understanding Medicaid eligibility is important for individuals and families who need access to healthcare services. Each state sets its own income limits based on the Federal Poverty Level (FPL), meaning it is important to stay up to date on income limits. 

For those seeking professional guidance, Jarvis Law Office helps families plan ahead to protect their assets and avoid probate. Unlike ongoing-cost solutions, we offer a one-time, cost-effective approach that integrates with your existing financial plans.

Key Takeaways

  • Each state sets its own income limits based on the Federal Poverty Level (FPL), so eligibility depends on where you live, your household size, and the type of Medicaid.
  • For most states, the Medicaid income limit is $2,901 per month for a single applicant and $5,802 per month for married applicants, typically set at 300% of the Federal Benefit Rate (FBR).
  • Some states offer Medically Needy programs, allowing individuals with high medical expenses to qualify even if their income is slightly above the standard threshold.

What is Medicaid?

Medicaid is a government-funded program that helps low-income individuals and families access healthcare. Every state sets its own income limits based on the Federal Poverty Level (FPL), meaning eligibility can vary depending on where you live and how many people are in your household.

How Medicaid Eligibility Works

Your income is the main factor in determining Medicaid eligibility. States use a percentage of the Federal Poverty Level to set the cutoff. For example, if your state’s Medicaid limit is 138% of the FPL, that means you qualify if your annual income is at or below 138% of the poverty threshold for your household size.

Other factors can also impact eligibility:

  • Household size – Larger households generally have higher income limits.
  • State Medicaid expansion – Some states expanded Medicaid under the Affordable Care Act (ACA), allowing more adults to qualify.
  • Special groups – Pregnant women, children, elderly individuals, and people with disabilities may qualify under different income limits.

Do You Qualify for Medicaid?

To check your eligibility, compare your household income to your state’s Medicaid limit. Many states provide online tools where you can enter your income and family size to see if you qualify.

If your income is slightly above the limit, don’t assume you’re ineligible. Some states offer Medically Needy programs, which consider medical expenses when determining eligibility.

State-by-State Medicaid Income Eligibility for 2025

Medicaid income eligibility varies across states. The following breakdown provides 2025 income limits for single applicants and married couples in each state, sourced from MedicaidPlanningAssistance.org.

2025 Medicaid Eligibility Income Chart – Updated March 2025
StateType of MedicaidSingleMarried (both spouses applying)Married (one spouse applying)
AlabamaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
AlabamaRegular Medicaid / Medicaid for Elderly and Disabled$987 / month$1,470 / month$1,470 / month
AlaskaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
AlaskaRegular Medicaid / Aged Blind and Disabled$1,795 / month$2,658 / month$2,658 / month
ArizonaHome and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
ArizonaRegular Medicaid / Aged Blind and Disabled$1,304.17 / month (eff. 2/25 – 1/26)$1,762.50 / month (eff. 2/25 – 1/26)$1,762.50 / month (eff. 2/25 – 1/26)
ArkansasMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
ArkansasRegular Medicaid / Aged Blind and Disabled$1,004 / month (eff. 4/24 – 3/25)$1,362.67 / month (eff. 4/24 – 3/25)$1,362.67 / month (eff. 4/24 – 3/25)
CaliforniaInstitutional / Nursing Home MedicaidNo income limit, but resident is only permitted to keep $35 / month.No income limit, but resident is only permitted to keep $35 / month.No income limit, but resident is only permitted to keep $35 / month.
CaliforniaMedicaid Waivers / Home and Community Based Services$1,732 / month (eff. 4/24 – 3/25)$2,352 / month (eff. 4/24 – 3/25)$2,332 / month (eff. 4/24 – 3/25)
ColoradoMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
ColoradoRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
ConnecticutInstitutional / Nursing Home MedicaidIncome must be less than the cost of nursing homeIncome must be less than the cost of nursing homeIncome must be less than the cost of nursing home
ConnecticutMedicaid Waivers / Home and Community Based Services$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
ConnecticutRegular Medicaid / Aged Blind and Disabled$1,314 / month (eff. 10/1/24)$2,112 / month (eff. 10/1/24)$1,601 / month (eff. 10/1/24)
DelawareHome and Community Based Services / Long Term Care Community Services / Institutional / Nursing Home Medicaid$2,417.50 / month$4,835 / month ($2,417.50 / month per spouse)$2,417.50 / month for the applicant
DelawareRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
FloridaInstitutional / Nursing Home Medicaid / Home and Community Based Services $2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
FloridaRegular Medicaid / Medicaid for Aged and Disabled$1,105 / month (eff. 4/24 – 3/25)$1,499 / month (eff. 4/24 – 3/25)$1,499 / month (eff. 4/24 – 3/25)
GeorgiaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901  / month per spouse)$2,901 / month for applicant
GeorgiaRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
HawaiiInstitutional / Nursing Home MedicaidNo hard income limit. One’s entire income except for $50 / month must go towards cost of care.No hard income limit. Each spouse’s entire income except for $50 / month must go towards cost of care.No hard income limit. Applicant’s entire income except for $50 / month must go towards cost of care.
HawaiiHome and Community Based ServicesIf one lives at home $1,499.17 / month (eff. 2/25)Each spouse is considered separately. If they are living at home, each spouse can have up to $1,499.17 / month. (eff. 2/25)If one lives at home, applicant income limit of $1,499.17 / month (eff. 2/25)
HawaiiRegular Medicaid / Aged Blind and Disabled$1,499.17 / month (eff. 2/25)$2,026.67 / month (eff. 2/25)$2,026.67 / month (eff. 2/25)
IdahoMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,921 / month$5,822 / month$2,921 / month for applicant
IdahoRegular Medicaid / Aged Blind and Disabled$1,020 / month$1,470 / month$1,470 / month
IllinoisMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$1,255 / month (eff. 4/24 – 3/25)$1,703 / month (eff. 4/24 – 3/25)$1,255 / month for applicant (eff. 4/24 – 3/25)
IllinoisRegular Medicaid / Aid to Aged Blind and Disabled$1,255 / month (eff. 4/24 – 3/25)$1,703 / month (eff. 4/24 – 3/25)$1,703 / month (eff. 4/24 – 3/25)
IndianaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
IndianaTraditional Medicaid / Aged Blind and Disabled$1,305 / month (eff. 3/25 – 2/26)$1,763 / month (eff. 3/25 – 2/26)$1,763 / month (eff. 3/25 – 2/26)
IowaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
IowaRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
KansasInstitutional / Nursing Home MedicaidNo set income limit. Income over $62 / month must go towards one’s cost of care.No set income limit. Income over $62 / month (per spouse) must go towards one’s cost of care.No set income limit. Applicant’s income over $62 / month must go towards one’s cost of care.
KansasMedicaid Waivers / Home and Community Based ServicesNo set income limit. Income over $2,901 / month must be paid towards one’s cost of care.No set income limit. Income over $2,901 / month (per spouse) must be paid towards one’s cost of care.No set income limit. Applicant’s income over $2,901 / month must be paid towards one’s cost of care.
KansasRegular Medicaid / Aged Blind and Disabled$475 / month$475 / month$475 / month
KentuckyMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
KentuckyRegular Medicaid / Aged Blind and Disabled$235 / month$291 / month$291 / month
LouisianaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
LouisianaRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
MaineMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
MaineRegular Medicaid / Aged Blind and Disabled$1,305 / month$1,763 / month$1,763 / month
MarylandInstitutional / Nursing Home MedicaidCannot exceed the cost of nursing home careCannot exceed the cost of nursing home careApplicant’s income cannot exceed the cost of nursing home care
MarylandMedicaid Waivers / Home and Community Based Services$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
MarylandRegular Medicaid / Aged Blind and Disabled$350 / month$392 / month$392 / month
MassachusettsInstitutional / Nursing Home MedicaidNo hard limit. Income over $72.80 / month must go towards care costs.No hard limit. Income over $72.80 / month (per spouse) must go towards care costs.No hard limit. Income over $72.80 / month must go towards care costs.
MassachusettsMedicaid Waivers / Home and Community Based Services$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
MassachusettsRegular Medicaid / Aged Blind and Disabled$1,305 / month (eff. 3/25 – 2/26)$1,763 / month (eff. 33/25 – 2/26)$1,763 / month (eff. 33/25 – 2/26)
MichiganMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
MichiganRegular Medicaid / Aged Blind and Disabled$1,255 / month (eff. 4/24 – 3/25)$1,703 / month (eff. 4/24 – 3/25)$1,703 / month (eff. 4/24 – 3/25)
MinnesotaInstitutional / Nursing Home Medicaid$1,255 / month (eff. 7/24-6/25)$1,704 / month (eff. 7/24-6/25)$1,255 / month for applicant
MinnesotaMedicaid Waivers / Home and Community Based Services$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
MinnesotaRegular Medicaid / Elderly Blind and Disabled$1,255 / month (eff. 7/24 –6/25)$1,704 / month (eff. 7/24 –6/25)$1,704 / month (eff. 7/24 –6/25)
MississippiMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
MississippiRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
MissouriInstitutional / Nursing Home MedicaidAll available income except for $50 / month must be paid towards careAll available income except for $50 / month (per spouse) must be paid towards careAll applicant’s available income except for $50 / month must be paid towards care
MissouriMedicaid Waivers / Home and Community Based ServicesStructured Family Caregiving Waiver ($1,067 / month – eff. 4/24 – 3/25)Aged & Disabled Waiver ($1,690 / month – eff. 1/25)Structured Family Caregiving Waiver ($1,067 / month per spouse – eff. 4/24 – 3/25)Aged & Disabled Waiver ($1,690 / month per spouse – eff. 1/25)Structured Family Caregiving Waiver ($1,067 / month for applicant – eff. 4/24 – 3/25)Aged & Disabled Waiver ($1,690 / month for applicant – eff. 1/25)
MissouriRegular Medicaid / Aged Blind and Disabled$1,067 / month for Aged & Disabled (eff 4/24 – 3/25). $1,255 / month for Blind (eff 4/24 – 3/25).$1,448 / month for Aged & Disabled (eff 4/24 – 3/25). $1,704 / month for Blind (eff 4/24 – 3/25).$1,448 / month for Aged & Disabled (eff 4/24 – 3/25). $1,704 / month for Blind (eff 4/24 – 3/25).
MontanaInstitutional / Nursing Home MedicaidIncome must be equal or less than the cost of nursing home careIncome must be equal or less than the cost of nursing home careApplicant’s income must be equal or less than the cost of nursing home care
MontanaMedicaid Waivers / Home and Community BasedServices$967 / month$1,934 / month ($967 / month per spouse)$967 / month for applicant
MontanaRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
NebraskaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$1,304.17 / month$1,304.17 / month per spouse$1,304.17 / month for applicant
NebraskaRegular Medicaid / Aged Blind and Disabled$1,304.17 / month$1,762.50 / month$1,762.50 / month
NevadaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
NevadaRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
New HampshireMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
New HampshireRegular Medicaid / Old Age Assistance$981 / month (eff. 1/25 – 12/25)$1,451 / month (eff. 1/25 – 12/25)$1,451 / month (eff. 1/25 – 12/25)
New JerseyHome and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901  / month for applicant
New JerseyRegular Medicaid / Aged Blind and Disabled$1,304.17 / month$1,762.50 / month$1,762.50 / month
New MexicoMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901  / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
New MexicoRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
New YorkMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$1,800 / month$2,433 / month$1,800 / month for applicant
New YorkRegular Medicaid / Aged Blind and Disabled$1,800 / month$2,433 / month$2,433 / month
North CarolinaInstitutional / Nursing Home MedicaidMust be less than the amount Medicaid pays for nursing home care (est. $8,004 – $11,093 / mo.)Must be less than the amount Medicaid pays for nursing home care (est. $8,004 – $11,093 / mo.)Applicant’s income must be less than the amount Medicaid pays for nursing home care (est. $8,004 – $11,093 / mo.)
North CarolinaRegular Medicaid / Aged Blind and Disabled / Medicaid Waivers / Home and Community Based Services$1,255 / month (eff. 4/24 – 3/25)$1,704 / month (eff. 4/24 – 3/25)$1,704 / month (eff. 4/24 – 3/25)
North DakotaInstitutional / Nursing Home MedicaidNo set limit. Applicant is allowed $100 for personal needs and the remaining income goes towards the cost of care.No set limit. Couple is allowed $200 for personal needs. The remaining income goes towards the cost of care.No set limit. Applicant is allowed $100 for personal needs and the remaining income goes towards the cost of care
North DakotaMedicaid Waivers / Home and Community Based Services$1,130 / month (eff. 4/24 – 3/25)$1,533 / month (eff. 4/24 – 3/25)$1,130 / month for applicant (eff. 4/24 – 3/25)
North DakotaRegular Medicaid / Aged Blind and Disabled$1,130 / month (eff. 4/24 – 3/25)$1,533 / month (eff. 4/24 – 3/25)$1,533 / month (eff. 4/24 – 3/25)
OhioMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
OhioRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
OklahomaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
OklahomaRegular Medicaid / Aged Blind and Disabled$1,255 / month (eff. 4/24 – 3/25)$1,704 / month (eff. 4/24 – 3/25)$1,704 / month (eff. 4/24 – 3/25)
OregonMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
OregonRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
PennsylvaniaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
PennsylvaniaRegular Medicaid / Aged Blind and Disabled$988.10 / month$1,483.30 / month$1,483.30 / month
Rhode IslandMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
Rhode IslandRegular Medicaid / Elders and Adults with Disabilities (EAD)$1,304.17 / month$1,762.50 / month$1,762.50 / month
South CarolinaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
South CarolinaRegular Medicaid / Aged Blind or Disabled$1,305 / month (eff 3/25 – 2/26)$1,763 / month (eff 3/25 – 2/26)$1,763 / month (eff 3/25 – 2/26)
South DakotaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
South DakotaRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
TennesseeMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
TennesseeRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
TexasMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
TexasRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
UtahInstitutional / Nursing Home MedicaidNo income limit. One’s monthly income determines how much one must pay towards the cost of care.No income limit. Each spouse’s monthly income determines how much each spouse must pay towards the cost of care.No income limit. Applicant’s monthly income determines how much one must pay towards the cost of care.
UtahMedicaid Waivers / Home and Community Based ServicesAging Waiver ($1,305 / month – eff. 3/25 – 2/26)New Choices Waiver ($2,901 / month – eff. 1/25 – 12/25)Aging Waiver (Each spouse is allowed up to $1,305 / month – eff. 3/25 – 2/26)New Choices Waiver (Each spouse is allowed up to $2,901 / month – eff. 1/25 – 12/25)Aging Waiver ($1,305 / month for applicant – eff. 3/25 – 2/26)New Choices Waiver ($2,901 / month for applicant month – eff. 1/25 – 12/25)
UtahRegular Medicaid / Aged Blind and Disabled$1,305 / month (eff. 3/25 – 2/26)$1,763 / month (eff. 3/25 – 2/26)$1,763 / month (eff. 3/25 – 2/26)
VermontMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
VermontRegular Medicaid / Aged Blind and Disabled (outside Chittenden County)$1,333 / month$1,333 / month$1,333 / month
VermontRegular Medicaid / Aged Blind and Disabled (inside Chittenden County)$1,441 / month$1,441 / month$1,441 / month
VirginiaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
VirginiaRegular Medicaid / Aged Blind and Disabled$1,043 / month$1,410 / month$1,410 / month
WashingtonMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
WashingtonRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
Washington, DCMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
Washington, DCRegular Medicaid / Aged Blind and Disabled$1,304 / month$1,763 / month$1,763 / month
West VirginiaMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,829 / month per spouse)$2,901 / month for applicant
West VirginiaRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month
WisconsinMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
WisconsinRegular Medicaid / Elderly Blind and Disabled (EBD)$1,050.78 / month$1,582.05 / month$1,582.05 / month
WyomingMedicaid Waivers / Home and Community Based Services / Institutional / Nursing Home Medicaid$2,901 / month$5,802 / month ($2,901 / month per spouse)$2,901 / month for applicant
WyomingRegular Medicaid / Aged Blind and Disabled$967 / month$1,450 / month$1,450 / month

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